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Financing


Save time and apply online!

Get a decision before buying!

Joe Tahan's Furniture has many finance options to help you get all the furniture you've been dreaming of! You can apply for credit with our preferred lenders either in-store or online through the links below. While most of our programs require a credit check, all are subject to credit approval.

We currently have a special offer for 6-year financing with no minimum purchase - visit our store for more details. If you're approved online, remember to bring your approval information to the store when making your purchase. For any questions about our financing options or the application process, we encourage you to visit one of our stores or call our Customer Support Personnel. They're ready to assist you with any questions you may have.

*9.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and the estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded.

Our Financing Partners

home inspiration

HomeInspiration credit card program

  • Online Account Management

  • Special Financing Offers 

  • Exclusive Cardholder Offers 

  • Revolving Line of Credit with Monthly Payment Options 

  • Buy Now, Pay Over Time

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Lease-to-Own Financing with Snap!

  • Get up to $3,000*

  • Easy application process

  • Approval in seconds

  • 100 day cash payoff

  • No credit needed

*Based on credit history, receive a maximum of up to $3000

home inspiration

Koalafi Financial

For our valued customers looking for a plan with NO CREDIT NEEDED

  • Low Initial Payment

  • Flexible Payment Options

  • High Approval Rates

  • No Credit Needed*

  • Lease-To-Own Financing

* We do perform a credit check on the customer as a part of our application process.
“No Credit Needed” does not imply no credit check.

Our Price Match Guarantee

Only Joe Tahan's Furniture guarantees your satisfaction or your money back

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About Us


Tahan’s is a family owned business, established in 1951. Since that day, the Tahan family has led their community to quality home furnishings from top brands. Learn more about the Tahan’s family journey to becoming the leading furniture retailer that the Utica, Rome, New Hartford, Yorkville, and Oneida, NY area has come to know and trust.

Clearance Center


We're filled with Factory Buyouts and Discontinued models, Over-Stocks, Special Buys, and much more. Remember, the vast majority of these items are brand new, factory-fresh inventory.

Clearance Center

Upholstered Dining Room Bench
Upholstered Dining Room Bench
$179.95
Joe's Price $149.95
6-Piece Table, Chair and Bench Set
6-Piece Table, Chair and Bench Set
$1,199.70
Joe's Price $1,048.00
Extending Dining Room Table
Extending Dining Room Table
$499.95
Joe's Price $418.15
Formal Dining Room Group
Formal Dining Room Group
$2,339.50
Joe's Price $2,076.00

Affordable Furniture Financing: Joe Tahan's Has You Covered

At Joe Tahan's Furniture, we believe that everyone deserves to have their dream home, regardless of their financial situation. That's why we offer a variety of flexible financing options to make your furniture purchases more affordable and accessible. With over 70 years of serving the Utica, Rome, New Hartford, Yorkville, and Oneida, NY community, we understand that investing in quality furniture is an important decision, and we're here to make it easier for you.

Joe Tahan's Furniture features a great selection of sofas, sectionals, recliners, chairs, leather furniture, custom upholstery, beds, mattresses, dressers, nightstands, dining sets, kitchen storage, office furniture, entertainment and can help you with your home design and decorating. Joe Tahan's Furniture offers great quality furniture, at a low price to the Utica, Rome, New Hartford, Yorkville, and Oneida, NY area.
Information Accuracy - We have taken great care to provide you with information that is accurate and useful. Please notify us if you find an error and we will do our best to correct it. We ask that you contact us directly to confirm information about pricing, color, features, dimensions, availability and lead times.